Important Fund Information

MidCap/ Small Cap Risk—The Fund may invest in mid-size and small companies which present greater risk and higher volatility than investments in larger, more established companies.

Foreign Securities Risk—The Fund may invest up to 100% of its assets in the securities of foreign issuers. As a result of political or economic instability in foreign countries, there can be special risks associated with investing in foreign securities, including fluctuations in currency exchange rates, increased price volatility and difficulty obtaining information.

Emerging Markets Risk—The Fund may invest in securities issued by companies in emerging markets; these may present additional risk due to the potential for greater economic and political instability in less developed countries.

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